Effective Date: October 18, 2025

Welcome to MyHomeZilla. These Terms of Service (“Terms”) outline the conditions that govern your use of our website, communications, and educational resources. By accessing or using this site, you agree to comply with these Terms. If you do not agree, you must discontinue using MyHomeZilla.

These Terms form a legally binding agreement between you ("User," "you," or "your") and MyHomeZilla ("Company," "we," "our," or "us"). Please review them carefully before continuing to use our website or subscribing to our updates.

1. Eligibility

You must be at least 18 years of age and legally capable of entering into contracts to use MyHomeZilla. By visiting or interacting with our platform, you confirm that you meet these eligibility requirements.

2. Services Provided

MyHomeZilla provides informational resources about housing, mortgages, refinancing, and homeownership education. We do not buy, sell, lease, or finance real estate. Any reference to third-party providers is for informational purposes only. Engaging with external links, offers, or organizations is at your discretion and subject to their own terms and privacy policies.

3. User Responsibilities

When using MyHomeZilla, you agree to:

• Provide accurate, current, and truthful information in all forms and communications
• Use the site only for lawful and informational purposes
• Refrain from impersonating another person or entity
• Not engage in misleading, fraudulent, or disruptive activity
• Comply with all applicable housing, privacy, and consumer protection laws

4. Account Creation and Security

If you create an account on MyHomeZilla, you are responsible for maintaining the confidentiality of your login details. You must notify us immediately if you suspect unauthorized use of your account. MyHomeZilla is not responsible for losses resulting from your failure to protect your credentials.

5. Mobile Communications and SMS Updates

By opting in to receive SMS updates from MyHomeZilla, you agree to the following:

• Message Frequency: Up to 5 messages per month
• Message and Data Rates: Standard carrier fees may apply
• Opt-Out: You can unsubscribe at any time by replying STOP, END, QUIT, CANCEL, or UNSUBSCRIBE
• Support: Reply HELP for assistance or email help@myhomezilla.com
• Privacy: We will not sell or share your mobile number or consent data with third parties

Your consent to receive messages is optional and not required to access MyHomeZilla resources.

6. Intellectual Property

All materials on MyHomeZilla including text, images, graphics, designs, and logos are the property of MyHomeZilla or its licensors. These materials are protected under copyright, trademark, and intellectual property laws. You may not reproduce, modify, distribute, or use them for commercial purposes without written permission.

7. Disclaimer of Warranties

MyHomeZilla provides all information “as is” and “as available” without warranties of any kind. We do not guarantee that:

• The information provided will always be accurate, complete, or up to date
• The site will operate without interruption or technical issues
• The resources will meet every user’s financial or housing needs

Educational content provided on MyHomeZilla is for informational purposes only and should not replace professional financial or legal advice.

8. Limitation of Liability

To the fullest extent allowed by law, MyHomeZilla shall not be liable for any damages including indirect, incidental, consequential, or punitive damages resulting from the use or inability to use the website. This includes but is not limited to errors in housing information, loss of data, or issues arising from third-party links or services.

9. Indemnification

You agree to indemnify and hold harmless MyHomeZilla, its team, affiliates, and partners from any claims, damages, or expenses arising from:

• Your use or misuse of the website
• Your violation of these Terms
• Your infringement of any third-party rights

10. Modifications to the Terms

MyHomeZilla may update these Terms from time to time. When changes occur, we will revise the “Effective Date” above. Continued use of the website after updates means you accept the modified Terms.

11. Termination

We may suspend or terminate your access to MyHomeZilla if you violate these Terms or engage in unlawful activity. Termination may also occur if required by law. Upon termination, your right to use our website will end immediately.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute arising under these Terms will be handled exclusively in the state or federal courts located in Los Angeles County, California. By using MyHomeZilla, you consent to this jurisdiction.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

MyHomeZilla
Email: help@myhomezilla.com
Address: 8051 N. Tamiami Trail STE E6 Sarasota Florida 34243
Phone: (833) 508-9065